Fixed index annuities help balance growth and capital preservation in your portfolio. You receive a fixed interest payment from the annuity but also limit your upside and downside potential. You could consider investing in a fixed index annuity when you're close to retirement.
Some financial professionals have recommended life insurance policies as a retirement funding source. While it’s true that some policies can offer protection and act as a retirement savings vehicle, such a strategy might not be the most effective. Here are three alternatives.
Your HSA can be used during retirement. Learning about contribution limits, withdrawal rules and tax implications can help you be strategic in deciding how your HSA might fit into retirement planning.
Redesigned annuities are less expensive and easier to understand and buy, yet still customizable. They can be a vital hedge against outliving your assets.
How can you make the best financial decisions when you're suddenly single? Read this guide to managing your finances in the transition.
Having children can be costly, but the family budget can be flexible to pay for them if you plan ahead.
Planning for your retirement? Here are nine things to consider for your budget checklist.
Retirement planning is no small task. As life spans increase, you may have to add caring for your aging parents to your own list of retirement concerns.
Healthcare funding is among the most underestimated costs in retirement. Learn about three ways to help plan for costs: Medicare, health savings accounts (HSAs), and long-term care insurance.
It’s never too early to have “the talk” with your parents—about how they plan to spend and pay for the rest of their lives.
When considering how and when to draw down your retirement funds, look beyond the 4% rule and consider sequence of return risk.
How might rising interest rates impact long-term investing decisions? Discuss the impact of a rate hike on long-term savings: fixed income, long-term care.
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