A key component of a sustainable financial plan is making goals SMART—specific, measurable, attainable, relevant, and time-based.
Here are five simple ways to build a roadmap that strives to help guard and grow your assets for the future.
Whatever generation you belong to, surviving economic hardship takes patience and a willingness to embrace change.
Today’s workers are expected to change jobs a number of times. Understand the implications of cashing out your 401k and get informed about the alternatives av
Money market funds typically invest in higher-yield, short-term debt securities. Are they right for you? Learn more here.
Looking to pare down your debt load with a long-term plan to become debt-free? As you lay out your plan, remember that some types of debt may be healthier than others.
Millennials lead the way in first-time homebuyer stats and appear ready to move forward with this important milestone. But a few roadblocks still exist.
Ready to start investing, but worried about debt? Here’s how to invest even if you still have debt on the books.
The new year is approaching quickly, but there’s still time to take steps to improve your financial picture before the ball drops in Times Square.
Learn how starting early, setting goals, and sticking to them can help you build wealth—at a young age and for the long term.
New investors often see the initial account funding as a barrier to entry. But Essential Portfolios, an automated investment product from TD Ameritrade Investment Management, LLC, has just dropped its investment minimum to $500.
An emergency fund isn’t just a repository of cash to dip into when the tires wear out. Emergency dollars can actually be critical to your investment strategy.
Socially responsible investing is maturing, growing in assets, and moving into new territory. Find out where ESG investing is heading next.
It's never too early to teach kids about finances and help them start saving for their own retirement.
Whether you’re getting married for the first time or remarrying, it’s important to get your financial future in order first.
Many people put their bonus check into savings, while others opt to invest it in a retirement account. Some consider it "free money" to spend on something they want. Find out how you could do all of the above.
In 1960, 13% of all U.S. households were made up of one person. That number has risen to 28%. Companies and industries are taking note. Is your portfolio prepared?
A new TD Ameritrade survey found that children’s sports are impacting parents’ ability to save for retirement.
Gen X and millennials have been gathering investable assets, and the younger generations have different financial wants and needs from their baby boomer parents. Is your financial advisor on board?
College graduation can be an exciting time, but paying for college debt and the newfound independence can be financially and emotionally overwhelming.
Taking control of your own finances or the finances of the family often falls to the most financially fit female. Let's gear up girlfriend!
Having children can be costly, but the family budget can be flexible to pay for them if you plan ahead.
Learn how to make a budget to manage your expenses while saving for your goals to help set up a solid future.
If you’re considering starting a small business, here are a few key points to keep in mind.
There are some important things to keep in mind when deciding how to invest for shorter term goals.
Creating a family budget can seem like a daunting task, but it may surprise you how a family budget can bring you together and give the family a shared sense of purpose.
Thinking about buying a house rather than renting? Here are some things to consider.
Like generations before them, millennials want to be financially secure. Learn six saving and investing strategies that can help you pursue your goals.
Is your pet a member of your family? Learn how our love of animals makes for big business.
Many individuals aren’t sure how to start investing in stocks, bonds, and other securities. A brokerage account is one way to start building a diversified portfolio.
Some investors like to self-direct their portfolios, but for others, working with a professional money manager might make more sense. Which is for you?
Many young investors aren’t sure how to start investing and may be surprised to learn it actually begins by managing expenses and paying off loans. Discover why.
Thinking of buying a home but don't know what to expect from the changes to the tax code standard deduction? See how tax codes can impact purchasing your new home.
The cost of college is high and it's been climbing steadily. Many students rely on loans to help them through. Looking for a student loan? Here are some alternatives.
Investing in exchange-traded funds (ETFs) can provide exposure to a wide variety of markets, sectors, and asset classes. Get tips to help you find ETFs that match your goals and investment style.
Online grocery shopping is changing the super market. See how grocery stores, online retailers, and millennial shoppers are transforming the online grocery store.
Learn what a tax deduction is, what items may be tax-deductible, and more tax basics you can use to potentially reduce your taxes.
It's tax season. If this is your first year, you have a lot to learn about how to file your taxes. Learn tips, tricks, and how-to at TD Ameritrade.
Create a trading checklist. Why? Because you don't want inner emotions that might not have anything to do with investing get the best of you.
Options trading volume has been resilient despite the continued low-volatility environment. Those new to options can get started with these basic strategies.
Is a career change in your future? Learn more about how to change careers and things to consider as you make a career shift.
Learn how to develop good financial habits, which can have a positive psychological impact and can potentially help you save and invest wisely for the future.
Having a financial plan can get you on track for life’s big events.
A recent survey shows that many middle-aged and older single people are less well situated for retirement than their married counterparts. Here are ideas.
Some pros say your early investing years are among the most critical, including whether you set up a 401(k). Learn how to work toward your financial goals.
Learn about the risks and potential benefits of "socially responsible" fixed income investing, or what some call "green bonds."
Personal finance choices are not one-size-fits-all. Your situation might differ from the conventional wisdom.
The cost of debt with the physiological dangers and associated psychological shame weighs heavily among many Americans. Learn to create good debit habits.
Plenty of parents are helping their adult children financially, but there seems to be a generational disconnect about the extent of that help.
Are you effectively investing your money? Millennials are among the smartest investors, but not all of them follow this important process.
Your choice of pecan pie over sweet potato might indicate what state your investments call “home.”
Use college time to meet prospective employers and learn investing.
Recent college grads shared their take on financial expectations versus reality, as well as money mistakes they made they don’t want new freshman to make.
State of Investing quiz helps answer if you invest in what you know and provides insights into how your personal preferences impact your investing decisions
Fixed income can be a vital part of a young investor’s portfolio, helping provide risk management through diversification.
Is a college degree worth the cash? Although the cost of higher education continues to rise, it’s often seen as a solid investment.
Is it worth having a big wedding when that money might be better directed elsewhere? For some, yes; others might want to think about it.
Learn how to save for a house—and how to keep your cash safe while you’re building that down payment.
If you’re looking to buy a house, learn about the programs, mortgage options, and total cost of home ownership.
Learn one way to establish healthy credit when you're young using good debt.
Lifestyle, savings can influence your decision of whether to buy or rent your home. Which do you value more—stability or flexibility?
It’s getting easier than ever for socially conscious investors to monitor companies for their environmental, human rights, and other initiatives.
Millennials offer financial tips to young money: Survey says saving starts early.
When it comes to saving for retirement, effective doesn’t need to mean difficult. Here are some simple ways to save.
Millennial parents are vowing to cover the costs of their children’s educations, often at the expense of retirement and home ownership.
Sustainable investing is more popular than ever as we celebrate Earth Day 2017. What can investors do to put more “green” into their portfolios?
Sector investing can help align investments to specific objectives. For investors with many years before retirement, focus on traditional growth sectors.
How millennial parents are raising kids with help from both parents, or other support networks.
Switching jobs and looking to save for retirement? Figuring out how much to save, avoiding high fees, and using tools and calculators can help remove the gues
Build your retirement nest egg with an individual retirement account. There are tax advantages of Roth, Traditional, SIMPLE and SEP IRAs.
Learn about the value of investing for early savers.
The automated investing solution from TD Ameritrade Investment Management assigns a confidence score to help long-term investors see if they can reach goals.
An emergency fund can help you get ahead of these unpredictable life circumstances and cover the costs, without having to borrow or dip into your savings.
As the new year begins, it’s time once again to prepare for tax season. Here are five tips to help.
Could you be saving and investing more of your paycheck? An annual financial check-up could tell you.
When making a big-ticket purchase, if you have the cash, you should use cash, right? Not necessarily.
Interest rates may begin to rise for the first time in a while, which may be the first time some younger borrowers and savers have seen a hike in rates.
Reaching goals means setting a budget, making sure to take daily as well as long-term expenses into account, and sometimes, being a little selfish.
According to the TD Ameritrade Millennials and Money Survey, 72% of millennials have started saving for retirement. How does your family stack up?
Before getting settled into your new job, think about what to do with your 401(k). Should you leave it alone, join a new plan, or roll over to an IRA?
Our chief market strategist breaks down the day's top business stories and offers insight on how they might impact your trading and investing.
You might assume green initiatives are the core of socially responsible investing, but there’s a long list of factors that go into evaluating a company’s ethi
Is twice the cash twice the fun? Not if you take utility into account. Get some perspective on how much benefit you’ll get from the next dollar.
Need a do-over button on money decisions? A survey finds that dropping out of college, pricey weddings, and, yes, offspring are among the big-buck blunders.
Consider these steps to help with your student loan payments and invest in the rest of your life, too.
Find yourself with a one-time cash injection or a monthly boost to your budget? Learn spending, saving, and investing dos and don’ts that come with your sudde
A TD Ameritrade survey finds Gen X is more worried about retirement savings than boomers or millennials. This “sandwich generation” may have more than retirem
Didn’t move your 401(k) when you moved jobs? From rollovers to reaping the benefits of company stock, learn ways you can incorporate your old 401(k) into your new life.
Just got your first “real” job? Set two financial priorities: build an emergency fund pronto, and then start to line that retirement nest egg right away.
Calculating college ROI? Explore ways to reduce the risk that a huge student loan debt burden may gobble up your starting salary.
Tea is hot, and that’s good news for consumers and investors looking for a new beverage to tempt their taste buds.
Weigh the opportunities and risks of thematic investing, which targets demographics like the big spending of the 92-million-strong millennials.
Use your teen’s summer job wages as a teaching tool for money basics like saving, budgeting, and even investing.
Have you been married awhile? If so, find out what to consider when evaluating the short- and long-term financial goals you set earlier in your marriage.
Arm your children with a common-sense approach to money, saving, spending, and investing. Talk economics to the kids daily, as part of your casual observation
Do you have enough money for emergencies like a year of unemployment? Consider income, expenses—including rent vs. mortgage and one car or two—and more.
Today’s couples have the freedom to choose how they approach marriage and money. Find ideas for determining how much to join and how much to keep separate.
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